Do you need money for your retail or seasonal business?
Give your business the Accion Edge.

Accion Edge is a business loan tailored to fit the unique needs of retail and seasonal businesses offering up to $5,000 for working capital needs (inventory, payroll, marketing). Daily payments are based solely on credit card sales, making the Edge product a great fit for retail businesses who accept credit cards as a majority form of payment.

Since Edge is a small loan, meant to be paid off quickly, there are no collateral requirements. Damaged credit? No worries. Because repayment is based on your daily credit card sales, it’s okay if your credit is less than perfect.

What is the Accion Edge Loan?

  • Offers up to $5,000 in working capital
  • Provides a flexible 12-18 month term
  • Daily payments of about 5% of daily sales
  • No collateral required
  • Edge can be paired with an existing Accion term loan

What does Accion look for?

  • 3 months of bank statements
  • 3 months of merchant statements (from your credit card processor)
  • Additional documentation may be required.

How do I apply?

Call us at (312) 275-3000 to speak with a loan officer and see if the Accion Edge is right for you. Click here to apply online.