Board of Directors

Joe Neri
Chairman of the Board

Joe has been CEO of IFF since 2010. During that time IFF has established Health Centers for Healthy Communities, a financing and real estate development program for community health clinics throughout the Midwest, and Home First Illinois, an initiative in which IFF develops, owns, and manages accessible homes that will remain permanently affordable to very low-income people with disabilities who require accessible housing. Joe has worked in comprehensive community development for over 25 years providing clients and communities with substantial expertise in child care facilities design and finance; charter school authorizing, finance and development; and affordable housing development. He provides national commentary on community development finance and the nonprofit sector. Joe holds a Masters in City Planning from the University of California-Berkeley and a BA in Urban Affairs from Grinnell College.

Roles: Board member since 2013; Interim treasurer, 2015-current; Programs & Impact Committee, 2013-2015; Chair, Forecast Subcommittee, 2015; Interim treasurer, 2016

Kip Read
Board Secretary
Senior Vice President, MB Financial Bank

As a senior vice president at MB, Kip specializes in commercial lending for small and middle market businesses.  His nearly two decades of work as a commercial loan officer has also helped him hone skills in treasury management, financial planning, cash management, and strategic planning.  Prior to MB he was at American Chartered Bank, American National Bank and at the Northern Trust in the Foundation and Endowment market segment in the Master Trust Division. Kip graduated from Babson College in Wellesley, Massachusetts, with a double degree in Finance and Entrepreneurial Studies.

Roles: Board member since 2008; Secretary, 2017; Chair, 2014-2016; First Vice-Chair, 2013; Executive Committee 2013–current; Governance Committee 2013-2016; Marketing Committee 2008-2013

Andrea Smith
Director, Deloitte Tax LLP

Andrea is a Director at Deloitte Tax LLP where she consults with large partnerships on process and technology with a focus on reporting and analytics software. Andrea obtained a Bachelor of Business Administration with distinction from the University of Michigan Ross School of Business and a Master of Science in Taxation from DePaul University Kellstadt Graduate School of Business. Andrea is a CPA in Illinois and a member of the American Institute of Certified Public Accountants.

Roles: Board member since 2016; Finance Committee 2016-current

Vicky Arroyo
President, MB Community Development Corporation

Vicky is President of MB Financial’s Community Development Corporation which focuses on establishing strong relationships in local communities through employee involvement, foundation donations, lending, investments, and overall community outreach. At Harris Bank she managed the Community Development team responsible for a strong portfolio in excess of $600M. She serves on the board of Neighborhood Housing Services of Chicago, The Resurrection Project, and on the IBA Government Relations Committee among others. Vicky has a BS in Accounting from DePaul and completed the Bank of Montreal’s Managerial Leadership Learning System in Toronto, Canada.

Roles: Board member since 2014; Programs & Impact Committee 2014-2016; Governance Committee 2015-2016; Finance Committee, 2017

R Carson
Financial Advisor, Edward Jones

R is an AAMS® certified financial advisor at Edward Jones, working with individuals, families, and small business owners to help them develop a financial strategy to reach their goals. With a strong focus on customer service, his branch has been recognized as a Top 10 Branch for the region. He has been a Mentor, Field Trainer, Bridge Leader, and Secondary Recruiting Leader, receiving the Winners Circle, Regional Leader, A.F. McKenzie, and Partners Awards. Prior to joining the financial sector he was a Zone Manager in the Marketing and Sales Division at Ford Motor Company R received both a BA and MBA from Florida A&M’s School of Business and Industry.

Roles: Board member since 2014; Marketing & Outreach Committee 2014-2015; The Hatchery Committee, 2015-current

Clay Cochran
Principal, Bishop Madison, LLC

Clay crafted Madison Dearborn Partner’s entire network system, revamped data security policies and procedures, performed a complete overhaul of the firm’s disaster recovery processes and infrastructure, and designed and implemented a secondary network at the firm’s satellite office in London. He managed day-to-day operations of the firm’s information systems and infrastructure and IT strategy regarding upgrades to current systems, leveraging emerging technologies to keep systems on the cutting edge. Prior to MDP, Clay implemented and managed the IT infrastructure of Lakeview Associates, Inc. Clay attended Oklahoma State University where he focused on Liberal Arts Studies.

Roles: Board member since 2014; Development & Communications Committee 2014-2015; The Hatchery Committee 2015-current

Shaina Doar
Director of Policy, Sidewalk Labs

Shaina Morphew Doar is Director of Policy at Sidewalk Labs, a Google company dedicated to working with cities to build products addressing big urban problems. She was Chief of Staff for the Mayor Rahm Emanuel’s Economic Council, leading that initiative on fiscal policy and economic development. Prior to that Shaina was an Engagement Manager at McKinsey & Company, working with state and local governments with a particular focus on economic development. She has an MBA from Kellogg School of Management and is a Notre Dame grad

Roles: Board member since 2017; Programs & Impact Committee 2017

Richard Leverett
Director, External Affairs, AT&T

Richard is the lead liaison for AT&T’s government, corporate and community relations in Indiana’s northern 20 counties, including the cities of Gary, Hammond, Michigan City, South Bend and Fort Wayne. He was the Chief of Staff for the Mayor of the City of Gary, helping to implement the Mayor’s strategy and vision and manage more than 1,000 employees. Prior to that was the Assistant City Attorney. He also was the ESOP Relationship Manager at Horizon Bank. Richard has a Juris Doctor from the University of Chicago Law School and a BA in Acturial Science with a Minor in Business Administration from Butler University.

Roles: Board member since 2015; Hatchery Committee, 2015-2016; Client Advisory Committee, 2017

Mike McCracken
Executive Vice President, First Midwest Bank

Mike serves as the Director of Business Banking at First Midwest Bank. In this role, Mike manages the commercial sales activity of clients, and works to develop and implement strategies, plans, and programs for the business banking function. Mike comes from Popular Community Bank, where he served as Senior Vice President over the Illinois region, where he oversaw 12 retail branches in the Chicago metropolitan area, as well as managing the region’s business banking, middle market, and commercial real estate groups. He also served as their National Middle Market Head, as well as a Division Head at American National Bank and Trust Company of Chicago. Mike holds an M.S. in Accountancy from DePaul and a B.S. in finance from Indiana University.

Roles: Board member since 2008; Chair, Loan Approval Committee Two 2014-2016; Loan Approval Committee 2008-2014; Credit & Portfolio Review Committee 2015-current

Greg Pike
Managing Director, BMO Harris Bank

Greg’s primary responsibilities include asset quality management, loan structuring, credit training, loan policy committee, portfolio monitoring, problem loan management, loan loss reserve calculations, fraud review, deposit risk oversight, loan portfolio acquisitions and both internal and external audits for Indiana, Illinois, Kentucky, Michigan, Ohio, West Virginia and Wisconsin. He manages a team of three Market Risk Managers that cover seven Market Managers, 61 Area Manager and 253 bankers. Prior to his work at Chase, Greg was a Vice President and Senior Credit Officer at Merrill Lynch and a Commercial Loan Officer at LaSalle Bank. He has an MBA from DePaul University and a BS in Finance from Miami University.

Roles: Board member since 2008; Vice-Chair, Lending, 2009-current; Chair, Portfolio Review Committee, 2008-current; Chair, Loan Approval Committee Two, 2009-2014; Executive Committee 2009-current

Randy Rivera
Senior Vice President, BBVA

Randy has more than thirteen years of experience in the financial services industry and is a Senior Vice President at BBVA, focused on business development.  Prior to that he was an Executive Director at J.P.Morgan Chase with experience across various lines of business including in several management roles working with entrepreneurs, high net worth families, and as a commercial lender. Randy has a bachelor’s in English and Government from Georgetown University and an MBA in Finance and Entrepreneurship from the University of Chicago’s Booth School of Business.

Roles: Board member since 2015; Programs & Impact Committee 2015-current

Andy Salk
President & CEO, First Eagle Bank

Andy has been President & CEO of First Eagle Bank since 1991 when he and a group of investors acquired First National Bank of Roselle and renamed the institution to reflect a broader market profile. During his tenure the bank has grown from an institution with $2.5 million in capital to a bank with $400 million in assets and $50 million in capital.  Prior to joining the team at First Eagle, Andy was at LaSalle Bank and Mellon Bank in Pittsburgh.  He is also a director of First Eagle Bancshares, Inc. and serves on the board of CIC and the State Banking Board of Illinois.  Andy received an MBA from the University of Wisconsin and a B.S. from Tulane University.

Roles: Board member since 2007; Vice-Chair, The Hatchery Committee 2015-current; Secretary 2014-2016; Executive Committee 2012-current; Governance Committee 2013-2016; Chair 2012-1013; Fundraising Committee 2008-2011; Portfolio Review Committee 2007-2008

Adrianne Spivey
IT Audit Manager, Kemper Corporation

Adrianne is an accomplished risk and advisory professional with experience in audit, enterprise risk management and compliance. She is the IT Audit Manager for Kemper Corporation, one of the nation’s leading insurers. Prior to joining Kemper, Adrianne was the Assistant Director, Department of Audit Services at Chicago Public Schools; Technical Manager, Group Internal Control at BP; and a Senior Manager with Audit and Enterprise Risk Services at Deloitte. She is a recognized and published learning and development specialist, Certified Fraud Examiner and Project Management Professional. Adrianne graduated from Roosevelt University with a Master of Business Administration. She also has a Graduate Certification in Performance Consulting and a Bachelor of Science in Finance.

Roles: Board member since 2015; Finance Committee 2015-current; Forecast Subcommittee 2015

Michelle Thom
Vice President, JPMorgan Chase Bank

Michelle Thom is Vice President/Area Manager for JPMorgan Chase, leading a team for Illinois, Indiana and Wisconsin, supporting government and nonprofit clients with budgets of $75mm, while also growing her team’s skills in P&L growth, business development, credit and risk management. Also at Chase she has been a Relationship Manager, working with small business clients. Prior to her work at Chase she was at GE Capital and Merrill Lynch. Michelle has a BS in Marketing from the University of Illinois at Urbana-Champaign.

Roles: Board member since 2017; Finance Committee, 2017

Antony Waller
Owner, Catering Out the Box

Anthony started Catering Out The Box in 2003, designing and overseeing every aspect of the company’s business. Originally a specialty lunch caterer with the meal delivered in a unique box, the company today is a full service catering enterprise. Prior to launching COTB, Anthony was a Vice President in charge of product distribution at Sara Lee Corporation and a Vice President of Sales in the corporate branch of U.S. Foodservice. He attended the University of Illinois at Urbana-Champaign. Anthony is a former Accion client.

Roles: Board member since 2016, The Hatchery Committee 2016-current

George Wright
Director, Citi Community Development

George is Director of Community Relations for Citibank’s Global Consumer Group, responsible for the Midwest Region which includes the U.S. and Canada. George began his career at Citibank as a Loan Originator, then became the CRA and Fair Lending National Marketing Manager and a Community Investment Officer. He also worked as Director of Emerging Markets at Washington Mutual where he was responsible for home loan sales to the emerging market consumers and SVP for CRA/Fair Lending & Consumer Care at GMAC Bank. George received his BS degree in Psychology from St. Joseph’s College and did his graduate studies at Illinois Institute of Technology.

Roles: Board member since 2015; Programs & Impact Committee 2015-current


Advisory Council

Linda Darragh
Executive Director, Kellogg Innovation & Entrepreneurship Initiative, Kellogg School of Management

Linda is Executive Director of the new KIEI at Kellogg School of Management at Northwestern University and charged with designing and directing operations for innovation, growth, new business formation, and impact. Prior to that she was director of entrepreneurship programs at the University of Chicago Booth School of Business.  She has been an adjunct professor and Assistant Director of Entrepreneurship at Kellogg and a vice president of the Women’s Business Development Center.  Linda organized Springboard: Mid-West which led to the establishment of Ceres Venture Fund.  She is a member of Illinois Task Force on Social Innovation, Entrepreneurship and Enterprise and a board member for TiE Midwest.

Roles: Board member 2006-2014; Chair, 2008-2011, Marketing Committee 2006-2007; Executive Committee 2008-2014

Tommie Fitzgibbon
Managing Director & Operations Chief, Talmer Bank and Trust (retired)

Tommie was responsible for ensuring the operational integrity of Loan Servicing and Deposit Operations and the successful acquisition and integration of failed banks into a well-capitalized holding company and the active management of the CRA Plan for the bank.  Prior to joining Talmer in 2010 he was Executive Vice President at MB Financial Bank, President of MB Financial Community Development Corporation and President of the MB Financial Bank Charitable Foundation.  He served as a member of the bank’s board of directors and a member of the Management Committee for the bank. Tommie serves on the loan committee for the NeighborWorks® Capital Corporation, on the board of directors of The House of the Good Shepherd shelter for women, the Blowitz-Ridgeway Foundation, the Chicago Community Loan Fund and Access Community Health Care Systems.

Roles: Board member 2003-2014; Chair 2004-2005, Executive Committee 2006-2014; Fundraising Committee 2006-2010; Chair, Advisory Council 2015

John Gillett
President, Barrington Mortgage Company

In 1966-1967, shortly after graduating from the University of Wisconsin, John served in Nigeria with the Peace Corps.  Following his volunteer service, Gillett attended Thunderbird Graduate School and received his Masters in International Business.  With more than three decades worth of experience in the residential mortgage industry, Gillett is the entrepreneur of Barrington Mortgage.

Roles: Board member 1995-2009; Secretary 1995-2000; Executive Committee 1995-2000; Loan Approval Committee 2001-2009

Steve  Hall
Vice President, LISC Small Business

Steve is Vice President at LISC Small Business at New Markets Support Company. From 2014-2016 he was Vice President, Small Business Development at Accion Chicago, transitioning from the board of directors to an employee. Prior to that he was a Vice President and Regional Manager of a small business banking at Charter One. An entrepreneur himself, Steve has run a property management company for more than a decade. He as a degree in Business Administration from Florida A&M University.

Roles: Board Chair, 2008-2014; Marketing Committee

Mary Laraia

Mary is a specialist in public policy philanthropy, the environment and banking. She has held executive management positions in the corporate, government and nonprofit sectors, and received numerous honors for her leadership, creativity and management of programs in community and sustainable development. Known as an innovator in corporate management, she has headed compliance, community development, sustainability and philanthropic initiative for three of the nation’s largest financial institutions. She most recently served as the Deputy General Superintendent of the Forest Preserve of Cook County, IL.

Roles: Board Chair, 1994-2000

Jon Maul
Senior Vice President, JPMorgan Chase

Jon is Business Banking Manager for Illinois and Wisconsin.  His 18 year career at Chase includes management assignments in commercial banking, retail banking, workout and problem credits, recruiting and development of people, systems conversions and piloting new products and processes.  Prior to joining Chase he was Vice President and Relationship Manager at Oxford Bank and a Commercial Banking Officer at Columbia Bank of Chicago.  Jon has an MBA from DePaul and a Bachelor of Business Administration from Creighton University.

Roles: Board member 2002-2013; Chair, 2006-2007, Executive Committee 2006-2013

Bina Patel
President, Saathi Impact Consulting

Bina leads Saathi Impact Consulting whose mission is to support organizations as they continue their great efforts to transform communities. After building experience in the non-profit, public, and philanthropic sectors, she brings her unique and strategic skill set to organizations through partnership-based consulting. Prior to establishing her own firm she served as Deputy Chief of Staff for the City of Chicago, overseeing a $1 billion portfolio of health, human, and community services. She also led initiatives to increase community-based small business lending infrastructure, non-profit capacity, and cross-sector project initiatives. In addition to her work in government, Bina has spent time working overseas on anti-poverty projects, in non-profit organizations, and philanthropy. She earned her MS in Public Finance & Social Policy from the University of Maastricht, The Netherlands, and her MA from the University of Denver in International Development and is a New Leaders Council (Chicago Chapter) 2014 Fellow, has completed professional coursework in strategic project management from George Washington University, and was a PLACES 2012 Fellow, a national fellowship focusing on increasing racial and economic equity through philanthropic investments.